The ability to manage your current account through a simple Internet connection, and maybe a dedicated application, represents one of the major innovations determined by the advent of the new economy. In some cases the institutions that operate exclusively online have allowed access to particularly competitive rates, but things would be changing (and not improving) even in this sector.
According to a recent survey carried out by SosTariffe.it the price increases recorded during the last year would have been equal to 32%, going from € 32.16 last September to 44.32 euros of the peak reached during 2019. In particular, couples would have to pay the costs, but in general no category would have been exempt from price increases.
The increase in traditional banks is more contained, measured at around 15%, but it is easy to think that this type of institution has much more limited room for maneuver. Online current accounts would still be cheaper from an economic point of view, but it is not certain that this advantage will remain in the next few years.
Among the operations that would have suffered the greatest price increases would be those based on checks (in the past in the majority of cases not subjected to any increase), the costs of keeping credit cards, withdrawals from ATMs belonging to third-party banks , the domiciliation of utilities and the provision of bank transfers at the counters.
Instead, the costs of online bank transfers and movements at the ATMs of their own banks would have decreased. Overall though the increases in online transactions would have been the highest, so that the average costs for online operations would have gone from 94.58 euros per year in September 2018 to 109.46 euros in 2019.